Defending McKinney consumers against debt lawsuits
Credit card companies, debt buyers, and collection law firms file thousands of lawsuits across Collin County every year. If you've been served, you have just 14 days to file an Answer — miss that window and you risk a default judgment, wage garnishment, and frozen accounts.
Our Texas-only practice means we know the collin county jp, county court at law, and district courts — the procedures, the judges, and the creditor tactics that come with this jurisdiction. Most of our McKinney clients never have to set foot in court.
How we defend McKinney cases
- File your Answer in Collin County courts — usually within 24–48 hours
- Demand proof of ownership of the debt from the plaintiff
- Challenge improper service, inflated balances, and stale records
- Negotiate dismissals or steeply discounted settlements
- Represent you at hearings so you don't have to appear
Flat-fee pricing
| Amount of Lawsuit | Our Flat Legal Fee |
|---|---|
| Less than $1,000 | $400 |
| $1,001 – $2,500 | $500 |
| $2,501 – $5,000 | $750 |
| $5,001 – $7,500 | $1,000 |
| $7,501 – $10,000 | $1,250 |
| $10,001 – $12,500 | $1,500 |
| $12,501 – $15,000 | $1,750 |
| $15,001 – $20,000 | $2,000 |
| Over $20,000 | Call for Pricing |