Sued for debt? You have 14 days
Greater Houston · Harris, Fort Bend & Waller

Katy debt defense attorneys.

Sued by a creditor or debt collector in Katy? Texas Debt Law represents Harris, Fort Bend & Waller consumers in multi-county jurisdiction across the katy area. Flat fees from $400. Free case review.

Defending Katy consumers against debt lawsuits

Credit card companies, debt buyers, and collection law firms file thousands of lawsuits across Harris, Fort Bend & Waller every year. If you've been served, you have just 14 days to file an Answer — miss that window and you risk a default judgment, wage garnishment, and frozen accounts.

Our Texas-only practice means we know the multi-county jurisdiction across the katy area — the procedures, the judges, and the creditor tactics that come with this jurisdiction. Most of our Katy clients never have to set foot in court.

How we defend Katy cases

  • File your Answer in Harris, Fort Bend & Waller courts — usually within 24–48 hours
  • Demand proof of ownership of the debt from the plaintiff
  • Challenge improper service, inflated balances, and stale records
  • Negotiate dismissals or steeply discounted settlements
  • Represent you at hearings so you don't have to appear

Flat-fee pricing

Amount of LawsuitOur Flat Legal Fee
Less than $1,000$400
$1,001 – $2,500$500
$2,501 – $5,000$750
$5,001 – $7,500$1,000
$7,501 – $10,000$1,250
$10,001 – $12,500$1,500
$12,501 – $15,000$1,750
$15,001 – $20,000$2,000
Over $20,000Call for Pricing

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This website is attorney advertising. The information provided does not constitute legal advice. No attorney–client relationship is formed by using this website or contacting Texas Debt Law.